Housing and Accommodation in Indonesia

1. What is the average cost of a one-bedroom apartment in Indonesia?


The average cost of a one-bedroom apartment in Indonesia varies depending on location, but it ranges from $200 to $500 per month. In cities like Jakarta and Bali, the average cost can be higher, ranging from $400 to $800 per month.

2. How do rental prices vary between urban and rural areas in Indonesia?


Rental prices in Indonesia vary significantly between urban and rural areas. Generally, rental prices are much higher in urban areas due to the higher demand for housing and the cost of living.

In urban areas, rental prices are influenced by factors such as location, amenities, and accessibility. Areas with high demand and close proximity to transportation hubs or business centers tend to have higher rental rates. For example, cities like Jakarta, Surabaya, and Bandung generally have higher rental prices compared to smaller towns and villages.

Meanwhile, in rural areas, rental prices tend to be lower as there is less demand for housing and the cost of living is generally lower. Additionally, agricultural land may take up a larger portion of available land, making it cheaper to build residential properties.

Moreover, rural areas in Indonesia often lack certain amenities and conveniences that are commonly found in urban areas. This may impact the rental prices of properties in these areas.

In addition to location and amenities, other factors such as property size and condition also play a role in determining rental prices in both urban and rural areas.

Overall, while there may be some variations within each category (i.e. expensive rural properties vs affordable urban properties), urban areas typically have higher rental prices compared to rural areas due to the higher demand for housing and availability of amenities.

3. Are there government subsidies available for affordable housing in Indonesia?

Yes, the Indonesian government provides various subsidies and incentives to promote affordable housing in the country. These include:

1. Subsidy for low-income households: The Housing Financing Liquidity Facility (FLPP) is a government program that provides down payment assistance to low-income households who are looking to purchase a home. The subsidy amount is based on the borrower’s income level and can cover up to 20% of the property value.

2. Interest rate subsidies: The government also offers interest rate subsidies for affordable housing loans through the Additional Income Facility (KIDP). This program is targeted towards middle-income households and provides financial assistance to help lower their monthly mortgage payments.

3. Tax incentives: To encourage property developers to build more affordable housing, the government offers tax incentives such as reduced corporate income tax rates and accelerated depreciation for eligible housing projects.

4. Land provision: In some cases, the government may provide land at a discounted price or even free of charge for developers who are building affordable housing units.

5. Infrastructure development support: Local governments may also offer infrastructure development support, such as road construction and utility installation, to make it easier and more cost-effective for developers to build affordable housing projects.

6. Other initiatives: The Indonesian government has also launched various initiatives such as Rumahku Subsidi programs, One Million Houses Program (Minusch), People’s Housing Savings Program (Tapera), and Social Housing Saving Scheme (Sarana Penyimpanan Perumahan Berpenghuni Sederhana – AHP).

Overall, these subsidies aim to make homeownership more accessible for low- and middle-income households in Indonesia by reducing costs and providing financial support.

4. What is the typical size and layout of a traditional house in Indonesia?


The typical size and layout of a traditional house in Indonesia varies depending on the region and cultural group. However, some common features include:

1. Size: Traditional houses in Indonesia can range from small huts to large, multi-room structures. In general, they tend to be smaller than modern houses.

2. Materials: The materials used for traditional houses also vary greatly depending on the region and availability. Some common materials include bamboo, wood, thatch, and palm leaves.

3. Roof: The roof of a traditional Indonesian house is usually steeply pitched and made of thatch or tiles.

4. Open floor plan: Most traditional Indonesian houses have an open floor plan with few internal walls, allowing for an airy and spacious feel.

5. Platform foundation: Traditional Indonesian houses are often built on stilts or raised platforms to protect against flooding and pests.

6. Traditional design elements: Many traditional Indonesian houses feature intricate carvings and decorative elements on the exterior as well as the interior.

7. Multi-purpose space: Traditional Indonesian houses are designed to serve multiple purposes such as living space, workspace, and storage space.

8. Outdoor living areas: Because of the warm climate in Indonesia, many traditional houses have outdoor living areas such as terraces or verandas for relaxation and socializing.

9. Cultural influences: The design and layout of traditional Indonesian houses reflect the diverse cultural influences in the country, such as Hindu, Buddhist, and Islamic architecture.

10. Family units: Traditional Indonesian houses are often designed to accommodate extended families living together under one roof.

5. Do many people in Indonesia live in multi-generational households?


Yes, according to a survey conducted by the Central Bureau of Statistics in 2019, around 43% of households in Indonesia are classified as multi-generational households, where three or more generations live together under one roof. This is a common practice in Indonesian culture, where families place high value on maintaining strong family bonds and taking care of elderly parents. It is also seen as a way to share resources and support each other financially. Multi-generational living is more prevalent in rural areas compared to urban areas.

6. Is it common for families to own multiple properties in different parts of Indonesia?

Yes, it is common for families in Indonesia to own multiple properties in different parts of the country. This may include a primary residence, holiday home, or investment property. Wealthier families may also own properties in other countries as well. Property ownership is viewed as a sign of wealth and social status in Indonesian society, so many families strive to acquire multiple properties.

7. How does the cost of buying a house compare to renting in Indonesia?


The cost of buying a house in Indonesia is generally more expensive than renting. This is due to the high demand for housing and limited supply, which leads to inflated property prices. The average price per square meter for a house in Jakarta, the capital city, is around 25 million rupiah (approximately $1,700 USD), while the average monthly rent for a one-bedroom apartment is around 7 million rupiah ($500 USD).

In addition to the upfront cost of purchasing a house, buyers in Indonesia also have to pay various taxes and fees such as transfer tax (5-6% of property value), notary fees (0.5-2% of property value), and registration fees (1-2% of property value). These costs can significantly add up to the overall cost of buying a house.

On the other hand, renting in Indonesia requires a smaller upfront cost compared to buying, as it usually only requires a security deposit (around one month’s rent) and one or two months’ rent in advance. However, rental prices can also be subject to frequent increases or additional charges.

Moreover, owning a house also comes with maintenance costs such as property taxes, insurance, and utility bills, whereas renters are not responsible for these expenses.

Overall, while buying a house may seem like a more costly option initially, it can ultimately be seen as an investment that could potentially save money in the long run. It also provides stability and control over living space that renting does not offer.

8. Are there any unique cultural or architectural features found in housing in Indonesia?

Some unique cultural and architectural features found in housing in Indonesia include:

1. The use of natural materials: Many houses in Indonesia are made from locally-sourced and sustainable materials such as bamboo, palm leaves, and timber.

2. Elevated structures: Traditional Indonesian houses are often built on stilts or raised platforms to protect them from flooding and allow for ventilation.

3. Open-air design: Indonesian homes often have open-air design elements such as large windows, verandas, and outdoor areas for socializing.

4. Roof shapes: Different regions in Indonesia have distinct roof shapes reflecting the local culture, climate, and building materials available. For example, Javanese houses often have elaborate pyramid-shaped roofs while Batak houses have curved roofs resembling the horns of a water buffalo.

5. Ornate carvings: Many traditional Indonesian homes feature intricately carved wooden panels or doors depicting mythological figures or nature motifs.

6. Gardens and courtyards: A common feature of Indonesian homes is the inclusion of gardens or courtyards within the house compound to provide natural light, ventilation, and a place for relaxation and gatherings.

7. Community living: In rural areas, traditional Indonesian houses often follow a compound structure where multiple generations of families live together under one roof, fostering a sense of community.

8. Influence from other cultures: Indonesia’s history as a trading hub has influenced its architecture through the incorporation of elements from other cultures such as Chinese temples and Dutch colonial buildings.

9. What are the main differences between urban and rural housing options in Indonesia?


1. Location: The most obvious difference between urban and rural housing options in Indonesia is their location. Urban housing options are usually located in large cities or metropolitan areas, while rural housing is found in non-urban areas such as villages and small towns.

2. Size: Urban housing options tend to be smaller in size compared to rural homes. This is due to limited land availability in urban areas, resulting in the construction of high-rise apartments and compact homes. Rural houses, on the other hand, have more spacious layouts as land is more abundant.

3. Infrastructure: Urban housing tends to offer better infrastructure such as roads, public transportation, water supply, and electricity compared to rural areas. This is because cities are more developed and have a higher population density, making it economically viable for government and private entities to invest in infrastructure development.

4. Cost: Generally, urban housing options are more expensive than rural houses due to factors like location, amenities, and demand. In contrast, rural housing tends to be more affordable as land prices are relatively cheaper.

5. Types of Housing: In urban areas, apartments and condominiums are the most common types of houses available. These high-density buildings provide compact living spaces suitable for city dwellers. In contrast, rural areas have predominantly single-family homes with larger plots of land.

6. Technology and Amenities: Urban housing tends to be equipped with modern amenities such as air conditioning units, broadband internet access, and security features like CCTV cameras. These may not be available in rural homes due to their simpler construction designs and lack of infrastructure.

7. Lifestyle: There is a stark difference between urban and rural lifestyles which also translates into the type of housing options available in each area. Urban housing caters to a fast-paced lifestyle with access to shopping centers, entertainment venues, restaurants, and other commercial establishments within close proximity. In contrast, rural housing offers a slower pace of life with a focus on self-sufficiency and a closer connection to nature.

8. Government Support: The government plays a crucial role in providing housing options in both urban and rural areas. In urban areas, the focus is on low-cost government housing projects for low-income families, while in rural areas, the emphasis is placed on developing affordable homes for farmers and rural workers.

9. Development: Due to the rapid pace of development in urban areas, there is a constant demand for new housing projects. As a result, there are often more innovative designs and modern houses available for city dwellers. On the other hand, rural housing tends to be less developed, with traditional or simple designs that reflect the local culture and lifestyle of its inhabitants.

10. Is communal living, such as shared apartments or co-housing, popular in Indonesia?


Communal living, such as shared apartments or co-housing, is not very common in Indonesia. While some people may choose to live with roommates or extended family members for financial reasons, most families prefer to have their own private living space. However, there are a few co-housing communities being developed in major cities like Jakarta and Surabaya, which offer affordable housing options for young professionals and students. These communities promote a sense of community and sustainable living through shared facilities and spaces. Overall, communal living is not as popular in Indonesia as it is in other countries.

11. What impact does tourism have on the availability and pricing of accommodation options in Indonesia?


The tourism industry in Indonesia has a significant impact on the availability and pricing of accommodation options. Here are some specific ways in which tourism affects the accommodation market:

1. Increased Demand: With the rise of international and domestic tourism, there is an increased demand for accommodation options in Indonesia. This demand puts pressure on the existing hotels and other types of lodging, leading to an increase in prices.

2. Seasonal Fluctuations: Tourism in Indonesia is also seasonal, with peak seasons being during major holidays or when weather conditions are favorable. This leads to higher demand for accommodation during these times, resulting in higher prices.

3. Competition among Hotels: The increasing number of tourists has led to a rise in the number of hotels and other accommodations across different destinations in Indonesia. To attract tourists, these businesses offer competitive prices and packages, leading to lower prices for consumers.

4. Development of New Accommodation Options: As a result of the growth of tourism, new accommodations have been developed to cater to different types of travelers, ranging from budget hostels to luxury resorts. This provides tourists with a wider range of options at varying price points.

5. Impact on Local Communities: The influx of tourists has led to an increase in home-sharing platforms like Airbnb, where locals can rent out their homes or rooms as accommodations for travelers. This has resulted in limited availability of affordable housing for locals and contributes to rising property prices.

6. Government Policies: To regulate the tourism industry and ensure sustainable development, the Indonesian government has implemented policies such as minimum stay requirements and taxes on accommodations. These policies can affect availability and pricing by deterring some accommodations from operating or passing on additional costs to customers.

In conclusion, while tourism brings benefits to the economy and local communities, it also has a significant impact on the availability and pricing of accommodation options in Indonesia.

12. How accessible is public transportation from residential areas in major cities of Indonesia?

The ease of accessibility of public transportation in major cities of Indonesia varies depending on the location and type of public transportation available. Generally, major cities such as Jakarta, Surabaya, and Medan have more developed and accessible public transportation systems compared to smaller cities.

In Jakarta, residents have access to various modes of public transportation such as buses, trains (MRT & LRT), and micro-transit services like TransJakarta buses. These services are often integrated with each other to provide a more convenient experience for commuters. However, the reliability and efficiency of these services can vary and there may be issues with overcrowding during peak hours.

In Surabaya, the most common mode of public transportation is buses operated by DAMRI (state-owned bus company) or private operators. Additionally, there is a light rail transit system (LRT) that connects the city center to the surrounding areas. The LRT is still being developed so its coverage area is not extensive. Other forms of public transportation in Surabaya include ride-hailing services like Grab and Go-Jek.

Smaller cities in Indonesia may have fewer options when it comes to public transportation. Some may only have traditional modes such as angkot (minibusses) or ojek (motorbike taxis). In rural areas, access to public transportation may be limited or non-existent.

Overall, while there are diverse options for public transportation in major cities of Indonesia, their availability and frequency may not always be consistent or reliable due to factors such as traffic and infrastructure development. However, efforts are being made by the government to improve the accessibility and efficiency of public transport in major cities across Indonesia.

13. How does the real estate market differ between major cities and smaller towns/villages in Indonesia?


The real estate market in major cities, such as Jakarta, Bali, and Surabaya, is generally more developed and competitive compared to smaller towns and villages. This is due to the higher demand for housing and commercial properties, as well as the presence of major business hubs and employment opportunities in these cities.

In contrast, the real estate market in smaller towns and villages is relatively less competitive due to lower demand for properties. Property prices are also generally lower in these areas compared to major cities.

Another difference is the type of properties available in each location. In major cities, there is a wider variety of residential options such as apartments, townhouses, and luxury homes. There are also more commercial properties available for investment. In smaller towns and villages, houses and agricultural land may be the primary types of properties on offer.

The regulations and legal processes involved in buying or selling property also differ between major cities and smaller towns/villages. In major cities, there may be stricter regulations and procedures to follow due to a higher volume of transactions. In smaller towns/villages, the real estate market may be less regulated with simpler processes for buying or selling property.

Overall, the real estate market in Indonesia varies greatly between major cities and smaller towns/villages due to factors such as demand, property types available, regulations, and pricing.

14. Are there any restrictions on foreign nationals purchasing property or renting long-term accommodations in Indonesia?

Foreign nationals are generally allowed to purchase property in Indonesia, though there are some restrictions and regulations that must be followed.
• Property Ownership: Foreigners can only own freehold property (Hak Milik) if it is classified as a “right of use” property (Hak Pakai), which means they have the same rights as Indonesian citizens. Foreigners may also acquire land through a nominee arrangement, where the nominee holds the legal title on behalf of the foreigner.
• Limited Properties: Certain properties, such as agricultural or forest land, can only be owned by Indonesian citizens or Indonesian companies.
• Restricted Areas: In certain areas designated as “restricted zones” or “strategic areas”, foreign ownership is limited to 30 years with an option for extension.
Foreign nationals can rent long-term accommodations without many restrictions, but they would still need to comply with visa regulations and obtain necessary permits. It is recommended to consult with an attorney or real estate agent familiar with the local laws and regulations before making any purchases or rental agreements.

15. What role do local cultural norms and values play when choosing a type of accommodation to live in within Indonesia?


Local cultural norms and values can play a significant role when choosing a type of accommodation to live in within Indonesia. Some of the factors that may influence this decision are:

1. Family and Community Ties: In Indonesia, family and community ties hold great significance and are an important factor in decision-making. Often, people choose to live in close proximity to their family or within their community, which may impact their choice of accommodation.

2. Traditional Architecture: Some parts of Indonesia have a strong tradition of building houses using local materials and traditional architectural styles. These cultural preferences may influence individuals to choose traditional-style homes, such as joglo or limasan, over modern ones.

3. Religious Beliefs: Religion plays a significant role in Indonesian culture, with the majority of the population being Muslim. Some Muslims may prefer to live in an environment that is conducive to practicing their religious beliefs, such as in areas with mosques nearby or in housing colonies designed for Muslims.

4. Financial Considerations: The cost of living varies greatly depending on the location within Indonesia, and individuals often consider their financial situation when choosing where to live. For example, urban areas tend to be more expensive than rural areas, so individuals with lower income levels may opt for more affordable housing options.

5. Accessibility to Work and Transportation: Commuting is a common part of daily life for many Indonesians, particularly those living in cities like Jakarta or Surabaya. People may choose an accommodation that offers convenient access to public transportation or is located near their workplace.

6. Personal Lifestyle Preferences: Ultimately, personal lifestyle preferences also play a crucial role in choosing accommodation within Indonesia. Some people may prefer living in apartments with modern amenities while others might opt for traditional houses surrounded by nature.

In summary, local cultural norms and values can have a significant influence on an individual’s choice of accommodation within Indonesia, whether it be influenced by family ties, religious beliefs, financial considerations or personal lifestyle preferences.

16. Is Airbnb popular among tourists and locals alike as an alternative option for accommodations?


Airbnb is a popular alternative option for accommodations among both tourists and locals. It is often seen as a more affordable and unique option compared to traditional hotels, making it popular among budget travelers and younger demographics. Additionally, some locals may also choose to use Airbnb when traveling within their own country or for staycations.

17 .How are homes typically heated/air-conditioned during extreme weather seasons?


Homes are typically heated during extreme cold weather seasons using a central heating system, such as a furnace or heat pump. These systems use either gas, oil, or electricity to produce heat and distribute it throughout the home via ductwork and vents. Some homes may also have a fireplace or an alternative heating source, such as a wood stove.

For air conditioning during extreme hot weather seasons, homes usually have a central air conditioning system that uses refrigerant to cool the air and circulate it through the house. This is similar to how the heating system works but in reverse. Some homes may also have window units or portable air conditioners in specific rooms.

In some places where extreme weather is common, homes may be designed with specialized insulation and building materials to better regulate the temperature inside. For example, homes in colder climates may have thicker insulation or double-paned windows to keep heat inside, while homes in hotter climates may have lighter-colored roofs and increased ventilation to help reduce the amount of heat absorbed by the house.

18 .What are some common building materials used for houses/apartments in major cities versus rural areas?


In major cities, some common building materials used for houses/apartments are concrete, steel, and glass. These materials are often chosen due to their durability and ability to withstand the high population density and urban environment. Additionally, building codes in major cities may require the use of specific fire-resistant or earthquake-resistant materials.

In rural areas, wood is a commonly used building material due to its availability and lower cost. Other common materials include brick, stone, and mud/clay. These materials are often chosen for their ability to blend in with the natural surroundings and their suitability for traditional or local building techniques.

The use of alternative or sustainable building materials such as bamboo, straw bales, or recycled materials is also becoming more popular in both urban and rural areas. This allows for more energy-efficient and environmentally-friendly construction practices.

19 .Are there any particular neighborhoods or areas known for having higher quality/higher priced housing options?


There are several neighborhoods and areas known for having higher quality/higher priced housing options in Tampa. These include:

1) Davis Islands – a luxury island community with upscale homes and waterfront properties.

2) Bayshore Boulevard – a prestigious area with some of the most expensive homes in Tampa, many of which have views of the bay.

3) Harbour Island – another upscale island community with high-end condos and townhomes.

4) Beach Park – a highly desirable neighborhood near downtown Tampa, known for its historic mansions and luxurious waterfront properties.

5) Palma Ceia – an affluent neighborhood with large, custom-built homes and tree-lined streets.

6) Hyde Park – a trendy and upscale area with historic homes, luxury condos, and upscale shopping and dining options.

7) Westchase – a planned community with large, Mediterranean-style homes and gated subdivisions.

8) Avila – an exclusive gated community with multi-million dollar estates.

9) New Tampa – a newer, master-planned community with luxury single-family homes and gated neighborhoods.

10) South Tampa (including neighborhoods such as SoHo, Bayshore Beautiful, and Sunset Park) – an affluent area known for its upscale restaurants, shops, and high-end real estate options.

20 .How has the recent economic state of the country affected housing prices and availability?


The recent economic state of the country has greatly affected housing prices and availability.

1) Housing market slowdown: The economic slowdown has led to a reduction in demand for housing, resulting in a slowdown of the overall housing market. This has caused a decrease in prices and an increase in available inventory.

2) Job loss and income reduction: Many individuals have lost their jobs or experienced a reduction in income due to the pandemic, making it difficult for them to afford homes or make mortgage payments. This has resulted in an increase in foreclosures, further impacting housing availability.

3) Reduced construction activity: The economic downturn has also led to a decrease in construction activity, as builders face financial constraints and supply chain disruptions. This has resulted in fewer new homes being built, leading to lower availability of housing.

4) Eviction moratoriums: In response to the economic crisis, many states and cities have implemented eviction moratoriums to protect struggling renters from losing their homes. While this is helpful for those facing financial difficulties, it also reduces the availability of rental properties on the market.

5) Urban flight: The pandemic has caused many people to reevaluate their living situations and seek out more space and lower costs outside of urban areas. This trend has led to decreased demand for urban housing, resulting in lower prices but also reduced availability as people relocate outside of cities.

Overall, the recent economic state of the country has negatively impacted both housing prices and availability due to decreased demand, job loss, construction delays, eviction moratoriums, and shifting preferences towards more affordable areas.